Universal Lending

We provide a solution to all the needs of our clients with a network of the most accredited and professional partners in the following areas
Need to borrow some money? Our experts can provide you with professional choices.
- Boat Caravan
- Debt consolidation
- Education
- Funeral
- Home furnishing
- Home improvement
- Household appliances
- Investment
- Medical expenses
- Motorcycle or scooter
- New or used motor vehicles Refinance (1 debt only)
- Tax debt
- Trailer
- Travel
- Vehicle expenses
- Wedding
- Special Loan Purposes
- Debt consolidation of Pay
Personal Loans
Asset Insurance
Cover your assets and don't run the risk of losing it all!
- Building and Content
- Insurance
- Landlord Insurance
- Motor Vehicle Insurance
- Caravan and Trailer Insurance
Need a house? You don't need a big deposit as we specialise in low deposit home loans.
- Purchases
- Refinance
- Constructions
- Low Deposit
- Medical Practitioners
- Bad Credit
Mortgage
Looking for another investment property or new assets?
- Personal Car loans
- Boat
- Caravans
- Commercial ABN
- Vehicle
- Equipment
Asset Loans
Commercial Loans
Whether you want to buy a commercial property, or need to refinance your existing commercial debt, we can tailor a loan solution to suit your specific requirements.
Life insurance
Cover yourself for disability, income protection and more.
- Life
- Income protection
- Trauma
- Total & Permanent Disability
Landlord Insurance
We can help cover you for your rental property. Just ask us how!
Builders
- Dwellings
- First home buyers
- Investors
Loan Calculators
Need help calculating finances, credit, loan capabilities and more?

Experts
In the business.
Whether you're a first home buyer, a corporate executive, a business owner, a property developer, one with an unusual scenario or a low deposit, it doesn't matter. At Universal Lending we're here to help people achieve clear solutions today, for the future.
"ROAD TO SUCCESS IS ALWAYS UNDER CONSTRUCTION" - LILY TOMLIN
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Our qualifications:
PIPA Property Investment professional Australia - Individual Member
Diploma Of Management - 2012 ABEX Group
Diploma in Finance and mortgage broking management - 2016 Holmesglen - Victoria
MFAA and CIO Member
Mentored by Industry Proffessional Sue Hayter
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Our brokers help people like you obtain finance and insurance every day. Your personal adviser will tailor a solution for you that is straightforward and effective.

CONTACT
Universal Lending
OUR DETAILS
Janitha Silva
17 Priscilla Place, Pakenham, VIC 3810
Email: janitha@universallending.com.au
Tel: 0437 773 359
For any inquiries, please fill in the following contact form: